Merge branch 'master'
Converting the historical mercurial repository and merging into the new Gitea repository.
This commit is contained in:
7
.hgignore
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7
.hgignore
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.Python
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.DS_Store
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bin/
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lib/
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.idea/
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__pycache__/
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pyvenv.cfg
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||||||
10
Dockerfile
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10
Dockerfile
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FROM python:3.8-slim-buster
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WORKDIR /app
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COPY requirements.txt requirements.txt
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RUN pip3 install -r requirements.txt
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COPY mortgage/ .
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CMD [ "python3", "-m" , "web", "run", "--host=0.0.0.0"]
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22
mortgage/templates/add.html
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22
mortgage/templates/add.html
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<html>
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<head>
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<link rel="stylesheet" href="//code.jquery.com/ui/1.12.1/themes/base/jquery-ui.css">
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<link rel="stylesheet" href="/resources/demos/style.css">
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<script src="https://code.jquery.com/jquery-1.12.4.js"></script>
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<script src="https://code.jquery.com/ui/1.12.1/jquery-ui.js"></script>
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<script>
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$( function() { $( "#tabs" ).tabs(); } );
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</script>
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<title>Loan Management</title>
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</head>
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<body>
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<p id="header" align="center"><font face="Arial" size=+2 >Web Mortgage Manager</font></p>
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<table border="1px">
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{% for message in messages %}
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<tr><td>{{message}}</td></tr>
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{% endfor %}
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</table>
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<a href="/?loan={{document_id}}">Return to Main Screen</a>.
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</body>
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</html>
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19
mortgage/templates/email.html
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19
mortgage/templates/email.html
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<html>
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<head>
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<link rel="stylesheet" href="//code.jquery.com/ui/1.12.1/themes/base/jquery-ui.css">
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<link rel="stylesheet" href="/resources/demos/style.css">
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<script src="https://code.jquery.com/jquery-1.12.4.js"></script>
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<script src="https://code.jquery.com/ui/1.12.1/jquery-ui.js"></script>
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<script>
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$( function() { $( "#tabs" ).tabs(); } );
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</script>
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<title>Loan Management</title>
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</head>
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<body>
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<p id="header" align="center"><font face="Arial" size=+2 >Web Mortgage Manager</font></p>
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<p> The email has been sent.</p>
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<a href="/?loan={{document_id}}">Return to Main Screen</a>.
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</body>
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</html>
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218
mortgage/templates/main.html
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218
mortgage/templates/main.html
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<html>
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<head>
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||||||
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<link rel="stylesheet" href="//code.jquery.com/ui/1.12.1/themes/base/jquery-ui.css">
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<script src="https://code.jquery.com/jquery-1.12.4.js"></script>
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<script src="https://code.jquery.com/ui/1.12.1/jquery-ui.js"></script>
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<script>
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$( function() { $( "#tabs" ).tabs(); } );
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</script>
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<title>Loan Management</title>
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</head>
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<body>
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<p id="header" align="center"><font face="Arial" size=+2 >Web Mortgage Manager</font></p>
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<form>
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<table><tr>
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<td><font face="Arial">Loan:</font></td>
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<td>
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<select name="loan" id="loan">
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{% for loan in loans %}
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{% if loan.document_id==document_id %}
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<option value="{{loan.document_id}}" selected>{{loan.name}}</option>
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{% else %}
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<option value="{{loan.document_id}}">{{loan.name}}</option>
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{% endif %}
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{% endfor %}
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</select>
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<button>Select</button>
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<button id='manageLoans'>Manage</button>
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</td>
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</table>
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</form>
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<script type="text/javascript">
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$(
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function() {
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$("#loan").change(
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function() {
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this.form.submit();
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});
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});
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</script>
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<p></p>
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<div id="tabs">
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<ul>
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<li><a href="#loan_information">Loan Information</a></li>
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<li><a href="#loan_history">Loan History</a></li>
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<li><a href="#loan_accounting">Loan Accounting</a></li>
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<li><a href="#loan_amortization">Future Amortization</a></li>
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<li><a href="#email">Email Statement</a></li>
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<li><a href="#add_payment">Add a Regular Payment</a></li>
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<li><a href="#add_extra_payment">Add an Extra Payment</a></li>
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</ul>
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<div id="loan_information">
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<table align="center" border="1px">
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<thead><tr><th colspan='2' width='60%' align='center'>Loan Information</th></tr></thead>
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<tbody>
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<tr>
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<td><b>Lender:</b></td>
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<td>{{ model.lender.name }}<br/>{{ model.lender.address }}<br/>
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{{ model.lender.city }} {{model.lender.state }} {{ model.lender.zip }}<br/>
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{{ model.lender.phone }}
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</td></tr>
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<tr><td><b>Borrower:</b></td><td>{{ model.borrower.name }} <br/>{{ model.borrower.address }}
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<br/>{{ model.borrower.city }}, {{model.borrower.state }} {{ model.borrower.zip }}
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</td></tr>
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<tr><td><b>Account Number:</b></td><td>{{ model.parameters.account_number }}</td></tr>
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<tr><td><b>Origination Date:</b></td><td> {{ model.parameters.start_date }}</td></tr>
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<tr><td><b>Original Principal:</b></td><td>{{ "$%.2f"|format(model.parameters.principal) }}</td></tr>
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<tr><td><b>Rate:</b></td><td>{{model.parameters.interest_rate }}% </td></tr>
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<tr><td><b>Term: </b></td><td>{{model.parameters.periods }} months </td></tr>
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<tr><td><b>Next Payment Due Date:</b></td><td> {{model.parameters.next_due_date}} </td></tr>
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<tr><td><b>Payment Due:</b></td><td> {{ "$%.2f"|format(model.parameters.next_payment_amt) }} </td></tr>
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<tr><td><b>Current Balance</b></td><td> {{ "$%.2f"|format(model.current_balance) }}</td></tr>
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<tr><td><b>Daily Interest Accrual:</b></td><td> {{ "$%.2f"|format(model.current_daily_interest_accrual) }}</td></tr>
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</tbody>
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</table>
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<p></p>
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</div>
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<div id="loan_history">
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<table border="1px" align="center">
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<thead>
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<tr>
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<th colspan="9">Loan History</th>
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</tr>
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<tr>
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<th width='5%'>#</th>
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<th width='10%'>Due Date</th>
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<th width='10%'>Date Paid</th>
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<th width='10%'>Days Interest</th>
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<th width='12%' align='right'>Payment Amt</th>
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<th width='12%' align='right'>Principal Pmt</th>
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<th width='12%' align='right'>Interest Pmt</th>
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<th width='10%' align='right'>Late Fee</th>
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<th width='24%' align='right'>New Balance</th>
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</tr>
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</thead>
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<tbody>
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{% for item in model.past_payments %}
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<tr>
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<td align='center'> {{ item.payment_number }} </td>
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<td align='center'> {{ item.bill_date }} </td>
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<td align='center'> {{ item.payment_date }} </td>
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<td align='center'> {{ item.days_of_interest }} </td>
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<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
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<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
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<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
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<td align='right'> {{ "$%.2f"|format(item.late_fee) }} </td>
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<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
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</tr>
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{% if item.month == 12 or loop.last %}
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<tr><td colspan='9'> Total interest paid in {{item.year}} is {{ "$%.2f"|format(item.annual_interest_to_date) }}.</td></tr>
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{% endif %}
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{% endfor %}
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<tr><td colspan='9'> Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.</td></tr>
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</tbody>
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</table>
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</div>
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<div id="loan_accounting">
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<h3>Loan Accounting</h3>
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<textarea border="1px" width="70%" cols="120" rows="25">
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{% for item in model.past_payments | reverse %}
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{{item.payment_date }} * "{{item.payee}}" "{{item.payee}} Mortgage Payment {{ item.payment_number}}"
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{{item.payment_account}} {{ "%.2f"|format(item.payment_amount * -1) }} USD
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{{item.loan_account}} {{ "%.2f"|format(item.principal_payment) }} USD
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{{item.interest_account}} {{ "%.2f"|format(item.interest_payment) }} USD
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||||||
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{% if item.late_fee != 0 %}
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||||||
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{{item.late_fee_account}} {{ "%.2f"|format(item.late_fee) }} USD
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||||||
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{% endif %}
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||||||
|
{% endfor %}
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||||||
|
</textarea>
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||||||
|
</div>
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||||||
|
<div id="loan_amortization">
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||||||
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<table border="1px">
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||||||
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<thead>
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||||||
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<tr>
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||||||
|
<th colspan="7">Remaining Amortization</th>
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||||||
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</tr>
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||||||
|
<tr>
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||||||
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<th width='8%'>#</th>
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||||||
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<th width='15%'>Due Date</th>
|
||||||
|
<th width='8%'>Days Interest</th>
|
||||||
|
<th width='15%' align='right'>Payment Amt</th>
|
||||||
|
<th width='15%' align='right'>Principal Pmt</th>
|
||||||
|
<th width='15%' align='right'>Interest Pmt</th>
|
||||||
|
<th width='20%' align='right'>Principal Balance</th>
|
||||||
|
</tr>
|
||||||
|
</thead>
|
||||||
|
<tbody>
|
||||||
|
{% for item in model.future_payments %}
|
||||||
|
<tr><td align='center'> {{ item.payment_number }} </td>
|
||||||
|
<td align='center'> {{ item.payment_date }} </td>
|
||||||
|
<td align='center'> {{ item.days_of_interest }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
|
||||||
|
</tr>
|
||||||
|
{% endfor %}
|
||||||
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<tr colspan="7">Balloon Payment Due: {{ "$%.2f"|format(model.balloon_payment) }}</tr>
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
</div>
|
||||||
|
<div id="email">
|
||||||
|
<form name="Send Statement" method="post" action="/send_statement">
|
||||||
|
<table align="center" border='1px' width="75%">
|
||||||
|
<tr><td align="center" bgcolor="darkgrey">Generate and Send Statement</td></tr>
|
||||||
|
<tr><td>Send From: {{model.email.from_address}}<br/>Send To: {{model.email.to_address}}</td></tr>
|
||||||
|
<tr><td bgcolor="beige">Subject:</td></tr>
|
||||||
|
<tr><td align="center"><textarea cols="120" name="subject">{{model.email.subject}}</textarea></td></tr>
|
||||||
|
<tr><td bgcolor="beige">Message:</td></tr>
|
||||||
|
<tr><td align="center"><textarea rows="8" cols="120" name="message">{{model.email.body}}</textarea></td></tr>
|
||||||
|
<tr><td bgcolor="beige">Send Statement As:</td></tr>
|
||||||
|
<tr><td>
|
||||||
|
<input type="checkbox" name="html" value="html"/> HTML
|
||||||
|
<input type="checkbox" name="pdf" value="pdf"/> PDF
|
||||||
|
<input type="checkbox" name="text" value="text" /> Plain Text
|
||||||
|
</td></tr>
|
||||||
|
<tr><td bgcolor="beige">Include Future Amortization</td></tr>
|
||||||
|
<tr><td>
|
||||||
|
<input name="amortization" type="radio" value="yes" checked>Yes
|
||||||
|
<input name="amortization" type="radio" value="no">No
|
||||||
|
</td></tr>
|
||||||
|
<tr><td><button>Send Statement</button></td></tr>
|
||||||
|
</table>
|
||||||
|
<input type="hidden" name='loan' value="{{document_id}}" />
|
||||||
|
</form>
|
||||||
|
</div>
|
||||||
|
<div id="add_payment">
|
||||||
|
<form name="AddPayment" method="post" action="/update_file">
|
||||||
|
<input type="hidden" name="loan" value="{{document_id}}" />
|
||||||
|
<table align="center" border="1px" width="75%">
|
||||||
|
<tr><td align="center" bgcolor="darkgrey">Record a Payment</td></tr>
|
||||||
|
<tr><td bgcolor="beige">Payment Date:</td></tr>
|
||||||
|
<tr><td><input type="date" name="date"></td></tr>
|
||||||
|
<tr><td bgcolor="beige">Payment Amount:</td></tr>
|
||||||
|
<tr><td><input type="text" name="amount"></td></tr>
|
||||||
|
<tr><td bgcolor="beige">Late Fee Amount:</td></tr>
|
||||||
|
<tr><td><input type="text" name="latefee"></td></tr>
|
||||||
|
<tr><td><input name="notify" type="checkbox" value="notify"/>Send Payment Recorded Notification</td></tr>
|
||||||
|
<tr><td><button>Record Payment</button></td></tr>
|
||||||
|
</table>
|
||||||
|
</form>
|
||||||
|
</div>
|
||||||
|
<div id="add_extra_payment">
|
||||||
|
<form name="AddExtraPayment" method="post" action="/update_file">
|
||||||
|
<input type="hidden" name="loan" value="{{document_id}}" />
|
||||||
|
<table align="center" border="1px" width="75%">
|
||||||
|
<tr><td align="center" bgcolor="darkgrey">Record an Extra Payment</td></tr>
|
||||||
|
<tr><td bgcolor="beige">Payment Date:</td></tr>
|
||||||
|
<tr><td><input type="date" name="date"></td></tr>
|
||||||
|
<tr><td bgcolor="beige">Payment Amount:</td></tr>
|
||||||
|
<tr><td><input type="text" name="amount"></td></tr>
|
||||||
|
<tr><td><input name="notify" type="checkbox" value="notify"/>Send Payment Recorded Notification</td></tr>
|
||||||
|
<tr><td><button>Record Extra Payment</button></td></tr>
|
||||||
|
</table>
|
||||||
|
</form>
|
||||||
|
</div>
|
||||||
|
</div>
|
||||||
|
</body>
|
||||||
|
</html>
|
||||||
23
mortgage/templates/payment_received_email.html.jinja
Normal file
23
mortgage/templates/payment_received_email.html.jinja
Normal file
@@ -0,0 +1,23 @@
|
|||||||
|
<!DOCTYPE html>
|
||||||
|
<html lang="en">
|
||||||
|
<head>
|
||||||
|
<meta charset="UTF-8">
|
||||||
|
<title>Title</title>
|
||||||
|
</head>
|
||||||
|
<body>
|
||||||
|
Date: {{model.payment.today}}<br/>
|
||||||
|
From: {{model.payment.payee}}<br/>
|
||||||
|
To: {{model.payment.payer}}<br/>
|
||||||
|
RE: Payment Received<br/>
|
||||||
|
<br/> <br/>
|
||||||
|
You are receiving this email to confirm receipt of your recent loan payment.<br/>
|
||||||
|
<br/> <br/>
|
||||||
|
Amount Received: {{ "$%.2f"|format(model.payment.amount) }}<br/>
|
||||||
|
Date Received: {{model.payment.date}}<br/>
|
||||||
|
{% if model.payment.late_fee != 0 %}
|
||||||
|
Late Fee Assessed: {{model.payment.late_fee}}<br/>
|
||||||
|
{% endif %}
|
||||||
|
<br/> <br/>
|
||||||
|
Thank you!<br/>
|
||||||
|
</body>
|
||||||
|
</html>
|
||||||
86
mortgage/templates/statement.html.jinja
Normal file
86
mortgage/templates/statement.html.jinja
Normal file
@@ -0,0 +1,86 @@
|
|||||||
|
<html>
|
||||||
|
<body>
|
||||||
|
<font face='arial' size='14'><p align='center'>{{ model.header.title }}</p></font>
|
||||||
|
<font face='arial' size='10'><p align='center'>{{ model.lender.name }}</p></font>
|
||||||
|
<font face='arial' size='8'>
|
||||||
|
<p align='center'>{{ model.lender.phone }} - {{ model.lender.address }} -
|
||||||
|
{{ model.lender.city }} {{model.lender.state }} {{ model.lender.zip }}</p>
|
||||||
|
<p align='right'>Statement Date: {{ model.header.date }}</p>
|
||||||
|
|
||||||
|
<p/>
|
||||||
|
<table>
|
||||||
|
<thead><tr><th width='45%' align='left'>Loan Information</th><th width='45%'> </th></tr></thead>
|
||||||
|
<tbody>
|
||||||
|
<tr><td>Borrower: {{ model.borrower.name }} </td> <td>Account Number: {{ model.parameters.account_number }}</td></tr>
|
||||||
|
<tr><td>{{ model.borrower.address }} </td> <td>Origination Date: {{ model.parameters.start_date }}</td></tr>
|
||||||
|
<tr><td>{{ model.borrower.city }}, {{model.borrower.state }} {{ model.borrower.zip }}</td>
|
||||||
|
<td>Original Principal: {{ "$%.2f"|format(model.parameters.principal) }}</td></tr>
|
||||||
|
<tr><td>Rate: {{model.parameters.interest_rate }}% </td> <td>Term: {{model.parameters.periods }} months </td></tr>
|
||||||
|
<tr><td>Next Payment Due Date: {{model.parameters.next_due_date}} </td> <td>Payment Due: {{ "$%.2f"|format(model.parameters.next_payment_amt) }} </td></tr>
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p/>
|
||||||
|
<p class='section_header' color='red'><font face='arial' size='14'>Payment History</font></p>
|
||||||
|
<table>
|
||||||
|
<thead><tr>
|
||||||
|
<th width='5%'>#</td>
|
||||||
|
<th width='10%'>Due Date</th>
|
||||||
|
<th width='10%'>Date Paid</th>
|
||||||
|
<th width='10%'>Days Interest</th>
|
||||||
|
<th width='12%' align='right'>Payment Amt</th>
|
||||||
|
<th width='12%' align='right'>Principal Pmt</th>
|
||||||
|
<th width='12%' align='right'>Interest Pmt</th>
|
||||||
|
<th width='10%' align='right'>Late Fee</th>
|
||||||
|
<th width='19%' align='right'>New Balance</th>
|
||||||
|
</tr></thead>
|
||||||
|
<tbody>
|
||||||
|
{% for item in model.past_payments %}
|
||||||
|
<tr><td align='center'> {{ item.payment_number }} </td>
|
||||||
|
<td align='center'> {{ item.bill_date }} </td>
|
||||||
|
<td align='center'> {{ item.payment_date }} </td>
|
||||||
|
<td align='center'> {{ item.days_of_interest }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.late_fee) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
|
||||||
|
</tr>
|
||||||
|
{% if item.month == 12 or loop.last %}
|
||||||
|
<tr><td colspan='8'"> Total interest paid in {{item.year}} is {{ "$%.2f"|format(item.annual_interest_to_date) }}.</td></tr>
|
||||||
|
{% endif %}
|
||||||
|
{% endfor %}
|
||||||
|
<tr><td colspan='8'"> Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.</td></tr>
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p/> <p/>
|
||||||
|
|
||||||
|
<p class='section_header'><font face='arial' size='14'>Remaining Amortization</font></p>
|
||||||
|
<table>
|
||||||
|
<thead>
|
||||||
|
<tr>
|
||||||
|
<th width='8%'>#</th>
|
||||||
|
<th width='15%'>Due Date</th>
|
||||||
|
<th width='8%'>Days Interest</th>
|
||||||
|
<th width='15%' align='right'>Payment Amt</th>
|
||||||
|
<th width='15%' align='right'>Principal Pmt</th>
|
||||||
|
<th width='15%' align='right'>Interest Pmt</th>
|
||||||
|
<th width='20%' align='right'>Principal Balance</th>
|
||||||
|
</tr>
|
||||||
|
</thead>
|
||||||
|
<tbody>
|
||||||
|
{% for item in model.future_payments %}
|
||||||
|
<tr><td align='center'> {{ item.payment_number }} </td>
|
||||||
|
<td align='center'> {{ item.payment_date }} </td>
|
||||||
|
<td align='center'> {{ item.days_of_interest }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
|
||||||
|
</tr>
|
||||||
|
{% endfor %}
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p>Balloon Payment Due: {{ "$%.2f"|format(model.balloon_payment) }} </p>
|
||||||
|
</font>
|
||||||
|
</body>
|
||||||
|
</html>
|
||||||
86
mortgage/templates/statement.pdf.jinja
Normal file
86
mortgage/templates/statement.pdf.jinja
Normal file
@@ -0,0 +1,86 @@
|
|||||||
|
<html>
|
||||||
|
<body>
|
||||||
|
<font face='arial' size='14'><p align='center'>{{ model.header.title }}</p></font>
|
||||||
|
<font face='arial' size='10'><p align='center'>{{ model.lender.name }}</p></font>
|
||||||
|
<font face='arial' size='8'>
|
||||||
|
<p align='center'>{{ model.lender.phone }} - {{ model.lender.address }} -
|
||||||
|
{{ model.lender.city }} {{model.lender.state }} {{ model.lender.zip }}</p>
|
||||||
|
<p align='right'>Statement Date: {{ model.header.date }}</p>
|
||||||
|
|
||||||
|
<p/>
|
||||||
|
<table>
|
||||||
|
<thead><tr><th width='45%' align='left'>Loan Information</th><th width='45%'> </th></tr></thead>
|
||||||
|
<tbody>
|
||||||
|
<tr><td>Borrower: {{ model.borrower.name }} </td> <td>Account Number: {{ model.parameters.account_number }}</td></tr>
|
||||||
|
<tr><td>{{ model.borrower.address }} </td> <td>Origination Date: {{ model.parameters.start_date }}</td></tr>
|
||||||
|
<tr><td>{{ model.borrower.city }}, {{model.borrower.state }} {{ model.borrower.zip }}</td>
|
||||||
|
<td>Original Principal: {{ "$%.2f"|format(model.parameters.principal) }}</td></tr>
|
||||||
|
<tr><td>Rate: {{model.parameters.interest_rate }}% </td> <td>Term: {{model.parameters.periods }} months </td></tr>
|
||||||
|
<tr><td>Next Payment Due Date: {{model.parameters.next_due_date}} </td> <td>Payment Due: {{ "$%.2f"|format(model.parameters.next_payment_amt) }} </td></tr>
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p/>
|
||||||
|
<p class='section_header' color='red'><font face='arial' size='14'>Payment History</font></p>
|
||||||
|
<table>
|
||||||
|
<thead><tr>
|
||||||
|
<th width='5%'>#</td>
|
||||||
|
<th width='10%'>Due Date</th>
|
||||||
|
<th width='10%'>Date Paid</th>
|
||||||
|
<th width='10%'>Days Interest</th>
|
||||||
|
<th width='12%' align='right'>Payment Amt</th>
|
||||||
|
<th width='12%' align='right'>Principal Pmt</th>
|
||||||
|
<th width='12%' align='right'>Interest Pmt</th>
|
||||||
|
<th width='10%' align='right'>Late Fee</th>
|
||||||
|
<th width='24%' align='right'>New Balance</th>
|
||||||
|
</tr></thead>
|
||||||
|
<tbody>
|
||||||
|
{% for item in model.past_payments %}
|
||||||
|
<tr><td align='center'> {{ item.payment_number }} </td>
|
||||||
|
<td align='center'> {{ item.bill_date }} </td>
|
||||||
|
<td align='center'> {{ item.payment_date }} </td>
|
||||||
|
<td align='center'> {{ item.days_of_interest }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.late_fee) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
|
||||||
|
</tr>
|
||||||
|
{% if item.month == 12 or loop.last %}
|
||||||
|
<tr><td colspan='8'"> Total interest paid in {{item.year}} is {{ "$%.2f"|format(item.annual_interest_to_date) }}.</td></tr>
|
||||||
|
{% endif %}
|
||||||
|
{% endfor %}
|
||||||
|
<tr><td colspan='8'"> Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.</td></tr>
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p/> <p/>
|
||||||
|
|
||||||
|
<p class='section_header'><font face='arial' size='14'>Remaining Amortization</font></p>
|
||||||
|
<table>
|
||||||
|
<thead>
|
||||||
|
<tr>
|
||||||
|
<th width='10%'>#</th>
|
||||||
|
<th width='15%'>Due Date</th>
|
||||||
|
<th width='10%'>Days Interest</th>
|
||||||
|
<th width='15%' align='right'>Payment Amt</th>
|
||||||
|
<th width='15%' align='right'>Principal Pmt</th>
|
||||||
|
<th width='15%' align='right'>Interest Pmt</th>
|
||||||
|
<th width='20%' align='right'>Principal Balance</th>
|
||||||
|
</tr>
|
||||||
|
</thead>
|
||||||
|
<tbody>
|
||||||
|
{% for item in model.future_payments %}
|
||||||
|
<tr><td align='center'> {{ item.payment_number }} </td>
|
||||||
|
<td align='center'> {{ item.payment_date }} </td>
|
||||||
|
<td align='center'> {{ item.days_of_interest }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.payment_amount) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.principal_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
|
||||||
|
<td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
|
||||||
|
</tr>
|
||||||
|
{% endfor %}
|
||||||
|
</tbody>
|
||||||
|
</table>
|
||||||
|
<p>Balloon Payment Due: {{ "$%.2f"|format(model.balloon_payment) }} </p>
|
||||||
|
</font>
|
||||||
|
</body>
|
||||||
|
</html>
|
||||||
36
mortgage/templates/statement.text.jinja
Normal file
36
mortgage/templates/statement.text.jinja
Normal file
@@ -0,0 +1,36 @@
|
|||||||
|
{{ model.header.title }}
|
||||||
|
{{ model.lender.name }}
|
||||||
|
{{ model.lender.address }}
|
||||||
|
{{ model.lender.city }}, {{model.lender.state }} {{ model.lender.zip }}
|
||||||
|
{{ model.lender.phone }}
|
||||||
|
Statement Date: {{ model.header.date }}
|
||||||
|
|
||||||
|
Loan Information
|
||||||
|
Borrower: {{ model.borrower.name }}
|
||||||
|
Account Number: {{ model.parameters.account_number }}
|
||||||
|
Origination Date: {{ model.parameters.start_date }}
|
||||||
|
Address:
|
||||||
|
{{ model.borrower.address }}
|
||||||
|
{{ model.borrower.city }}, {{model.borrower.state }} {{ model.borrower.zip }}
|
||||||
|
Original Principal: {{ "$%.2f"|format(model.parameters.principal) }}
|
||||||
|
Rate: {{model.parameters.interest_rate }}%
|
||||||
|
Term: {{model.parameters.periods }} months
|
||||||
|
Next Payment Due Date: {{model.parameters.next_due_date}}
|
||||||
|
Payment Due: {{ "$%.2f"|format(model.parameters.next_payment_amt) }}
|
||||||
|
|
||||||
|
Payment History
|
||||||
|
#,Due Date,Date Paid,Days Interest,Payment Amt,Principal Pmt,Interest Pmt,Late Fee,New Balance
|
||||||
|
{% for item in model.past_payments %}
|
||||||
|
{{ item.payment_number }},{{ item.bill_date }},{{ item.payment_date }},{{ item.days_of_interest }},{{ "$%.2f"|format(item.payment_amount) }},{{ "$%.2f"|format(item.principal_payment) }},{{ "$%.2f"|format(item.interest_payment) }},{{ "$%.2f"|format(item.late_fee) }},{{ "$%.2f"|format(item.new_balance) }}
|
||||||
|
{% if item.month == 12 or loop.last %}
|
||||||
|
Total interest paid in {{item.year}} is {{ "$%.2f"|format(item.annual_interest_to_date) }}.
|
||||||
|
{% endif %}
|
||||||
|
{% endfor %}
|
||||||
|
Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.
|
||||||
|
|
||||||
|
Remaining Amortization
|
||||||
|
#,Due Date,Days Interest,Payment Amt,Principal Pmt,Interest Pmt,Principal Balance<
|
||||||
|
{% for item in model.future_payments %}
|
||||||
|
{{ item.payment_number }},{{ item.payment_date }},{{ item.days_of_interest }},{{ "$%.2f"|format(item.payment_amount) }},{{ "$%.2f"|format(item.principal_payment) }},{{ "$%.2f"|format(item.interest_payment) }},{{ "$%.2f"|format(item.new_balance) }}
|
||||||
|
{% endfor %}
|
||||||
|
Balloon Payment Due: {{ "$%.2f"|format(model.balloon_payment) }}
|
||||||
541
mortgage/web.py
Normal file
541
mortgage/web.py
Normal file
@@ -0,0 +1,541 @@
|
|||||||
|
import jinja2
|
||||||
|
import smtplib
|
||||||
|
import os
|
||||||
|
from flask import Flask, render_template, request, redirect
|
||||||
|
from decimal import *
|
||||||
|
from datetime import *
|
||||||
|
from fpdf import FPDF, HTMLMixin
|
||||||
|
from email.mime.multipart import MIMEMultipart
|
||||||
|
from email.mime.text import MIMEText
|
||||||
|
from email.mime.base import MIMEBase
|
||||||
|
from email import encoders
|
||||||
|
import couchdb
|
||||||
|
|
||||||
|
try:
|
||||||
|
dbUserName = os.environ['COUCHDB_USERNAME']
|
||||||
|
except:
|
||||||
|
dbUserName = 'admin'
|
||||||
|
|
||||||
|
try:
|
||||||
|
dbPassword = os.environ['COUCHDB_PW']
|
||||||
|
except:
|
||||||
|
dbPassword = 'ams19230'
|
||||||
|
|
||||||
|
try:
|
||||||
|
dbHost = os.environ['COUCHDB_HOST']
|
||||||
|
except:
|
||||||
|
dbHost = 'couch.jkent.org'
|
||||||
|
|
||||||
|
connectString = f'https://{dbUserName}:{dbPassword}@{dbHost}/'
|
||||||
|
print(connectString)
|
||||||
|
|
||||||
|
couch = couchdb.Server(connectString)
|
||||||
|
|
||||||
|
database = couch['mortgage']
|
||||||
|
print(f"Database: {database}")
|
||||||
|
|
||||||
|
module_directory = os.path.dirname(__file__)
|
||||||
|
print(f"Module Directory: {module_directory}")
|
||||||
|
templates_directory = os.path.join(module_directory, "templates")
|
||||||
|
print(f"Templates Directory: {templates_directory}")
|
||||||
|
loader = jinja2.FileSystemLoader([templates_directory])
|
||||||
|
environment = jinja2.Environment(loader=loader)
|
||||||
|
app = Flask(__name__)
|
||||||
|
|
||||||
|
######
|
||||||
|
# Flask Call Backs
|
||||||
|
######
|
||||||
|
|
||||||
|
|
||||||
|
@app.route('/')
|
||||||
|
def hello():
|
||||||
|
loans = getLoanFiles()
|
||||||
|
|
||||||
|
#if a loan was not specified, choose the first loan and reload page with it
|
||||||
|
if 'loan' in request.args:
|
||||||
|
document_id = request.args["loan"]
|
||||||
|
print(f"Hello was access with document_id: '{request.args['loan']}'")
|
||||||
|
else:
|
||||||
|
print(f"Hello was accessed without document_id parameter. Using '{loans[0]['document_id']}'.")
|
||||||
|
return redirect('/?loan=' + loans[0]['document_id'])
|
||||||
|
|
||||||
|
loan = loadLoanInformation(document_id)
|
||||||
|
amortizeLoan(loan)
|
||||||
|
|
||||||
|
return render_template('main.html', document_id=document_id, loans=loans, model=loan)
|
||||||
|
|
||||||
|
|
||||||
|
@app.route('/update_file', methods=['POST'])
|
||||||
|
def update_file():
|
||||||
|
messages = []
|
||||||
|
|
||||||
|
document_id = request.form["loan"]
|
||||||
|
document = getDatastore(document_id)
|
||||||
|
|
||||||
|
late_fee = Decimal('0.00').quantize(Decimal('1.00'))
|
||||||
|
extra_payment = False
|
||||||
|
payment_amount = Decimal('0.00').quantize(Decimal('1.00'))
|
||||||
|
payment_history = document["payments"]
|
||||||
|
todays_date = str(datetime.now().strftime("%Y-%m-%d"))
|
||||||
|
if 'date' in request.form:
|
||||||
|
if request.form['date'] == '':
|
||||||
|
payment_date = todays_date
|
||||||
|
messages.append("No date was provided. Assuming today's date of " + payment_date + ".")
|
||||||
|
else:
|
||||||
|
payment_date = request.form['date']
|
||||||
|
messages.append("Date provided: " + payment_date + ".")
|
||||||
|
else:
|
||||||
|
payment_date = todays_date
|
||||||
|
messages.append("No date was provided. Assuming today's date of " + payment_date + ".")
|
||||||
|
|
||||||
|
proceed_flag = True
|
||||||
|
if 'amount' in request.form:
|
||||||
|
if request.form['amount'] != '':
|
||||||
|
try:
|
||||||
|
payment_amount = Decimal(request.form['amount'])
|
||||||
|
messages.append("Amount provided: " + str(payment_amount) + ".")
|
||||||
|
except:
|
||||||
|
messages.append("The amount provided could not be interpreted. Your payment was not recorded.")
|
||||||
|
proceed_flag = False
|
||||||
|
else:
|
||||||
|
pass
|
||||||
|
|
||||||
|
if 'latefee' in request.form:
|
||||||
|
if request.form['latefee'] != '':
|
||||||
|
try:
|
||||||
|
late_fee = Decimal(request.form['latefee'])
|
||||||
|
messages.append("Late fee amount: " + str(late_fee) + ".")
|
||||||
|
except:
|
||||||
|
messages.append("The late fee amount was specified but could not be interpreted. " +
|
||||||
|
"Your payment was not recorded.")
|
||||||
|
proceed_flag = False
|
||||||
|
|
||||||
|
if 'extra' in request.form:
|
||||||
|
if request.form['extra'] != '':
|
||||||
|
extra_payment = True
|
||||||
|
|
||||||
|
if proceed_flag is True:
|
||||||
|
payment_history.append([payment_date, str(payment_amount), str(late_fee), str(extra_payment)])
|
||||||
|
database[document_id] = document
|
||||||
|
messages.append("The payment was successfully written. ")
|
||||||
|
|
||||||
|
# see if an email notification was requested, if not, exit now
|
||||||
|
if 'notify' not in request.form:
|
||||||
|
messages.append("Payment notification email not requested.")
|
||||||
|
return render_template('add.html', document_id=document_id, messages=messages)
|
||||||
|
|
||||||
|
messages.append("Payment notification email requested.")
|
||||||
|
# send email
|
||||||
|
emailParameters = document["email"]
|
||||||
|
result = {}
|
||||||
|
payment = {}
|
||||||
|
result['payment'] = payment
|
||||||
|
payment['today'] = todays_date
|
||||||
|
payment['date'] = payment_date
|
||||||
|
payment['payer'] = document['borrower']['name']
|
||||||
|
payment['payee'] = document['lender']['name']
|
||||||
|
payment['amount'] = payment_amount
|
||||||
|
payment['late_fee'] = late_fee
|
||||||
|
payment['extra_payment'] = extra_payment
|
||||||
|
|
||||||
|
subject = "Your loan payment has been received"
|
||||||
|
html = transformTemplate(selectTemplate('paymentNotification'), result)
|
||||||
|
msg = generatePaymentNotificationEmail(emailParameters["from_address"], emailParameters["to_address"],
|
||||||
|
subject, html)
|
||||||
|
sendEmail(msg, emailParameters["from_address"], emailParameters["to_address"], emailParameters['password'])
|
||||||
|
return render_template('add.html', document_id=document_id, messages=messages)
|
||||||
|
|
||||||
|
|
||||||
|
@app.route('/send_statement', methods=['POST'])
|
||||||
|
def send_statement():
|
||||||
|
document_id = request.form["loan"]
|
||||||
|
subject = request.form["subject"]
|
||||||
|
message = request.form["message"]
|
||||||
|
|
||||||
|
loan = loadLoanInformation(document_id)
|
||||||
|
amortizeLoan(loan)
|
||||||
|
|
||||||
|
reportCreated = False
|
||||||
|
textReport = pdfReport = htmlReport = None
|
||||||
|
|
||||||
|
if 'text' in request.form:
|
||||||
|
textReport = transformTemplate(selectTemplate('text'), loan)
|
||||||
|
reportCreated = True
|
||||||
|
|
||||||
|
if 'pdf' in request.form:
|
||||||
|
pdfInterimReport = transformTemplate(selectTemplate('pdf'), loan)
|
||||||
|
pdfReport = createPDF(pdfInterimReport)
|
||||||
|
reportCreated = True
|
||||||
|
|
||||||
|
if ('html' in request.form) or (reportCreated is False):
|
||||||
|
htmlReport = transformTemplate(selectTemplate('html'), loan)
|
||||||
|
|
||||||
|
# send email
|
||||||
|
emailParameters = loan["email"]
|
||||||
|
|
||||||
|
msg = generateStatementEmail(emailParameters["from_address"],
|
||||||
|
emailParameters["to_address"],
|
||||||
|
subject,
|
||||||
|
message, pdfReport, htmlReport, textReport)
|
||||||
|
|
||||||
|
sendEmail(msg, emailParameters["from_address"], emailParameters["to_address"], emailParameters['password'])
|
||||||
|
|
||||||
|
return render_template('email.html', document_id=document_id)
|
||||||
|
|
||||||
|
|
||||||
|
######
|
||||||
|
# Loan File Functions
|
||||||
|
######
|
||||||
|
|
||||||
|
|
||||||
|
def getLoanFiles():
|
||||||
|
#iterate over each of the documents found in the mortgage couchdb
|
||||||
|
#database and pull their display name
|
||||||
|
loans = []
|
||||||
|
|
||||||
|
for document_id in database:
|
||||||
|
document = database[document_id]
|
||||||
|
displayName = document['displayName']
|
||||||
|
loans.append(createLoanEntryMenuItem(displayName, document_id))
|
||||||
|
|
||||||
|
return loans
|
||||||
|
|
||||||
|
|
||||||
|
def createLoanEntryMenuItem(loanName, document_id):
|
||||||
|
x = {}
|
||||||
|
x['name'] = loanName
|
||||||
|
x['document_id'] = document_id
|
||||||
|
return x
|
||||||
|
|
||||||
|
|
||||||
|
######
|
||||||
|
# Datastore Manipulation Functions
|
||||||
|
######
|
||||||
|
def getStatementHeader(datastore):
|
||||||
|
return datastore['header']
|
||||||
|
|
||||||
|
|
||||||
|
def getAccounting(datastore):
|
||||||
|
try:
|
||||||
|
return datastore['accounting']
|
||||||
|
except:
|
||||||
|
return {"payment_account": "", "loan_account": "", "interest_account": ""}
|
||||||
|
|
||||||
|
|
||||||
|
def getEmailInformation(datastore):
|
||||||
|
return datastore['email']
|
||||||
|
|
||||||
|
|
||||||
|
def loadLoanInformation(document_id):
|
||||||
|
datastore = getDatastore(document_id)
|
||||||
|
|
||||||
|
loanModel = {}
|
||||||
|
loanModel['datastore'] = datastore
|
||||||
|
loanModel['email'] = getEmailInformation(datastore)
|
||||||
|
loanModel['parameters'] = getLoanParameters(datastore)
|
||||||
|
loanModel['lender'] = getLender(datastore)
|
||||||
|
loanModel['borrower'] = getBorrower(datastore)
|
||||||
|
loanModel['header'] = getStatementHeader(datastore)
|
||||||
|
loanModel['accounting'] = getAccounting(datastore)
|
||||||
|
return loanModel
|
||||||
|
|
||||||
|
|
||||||
|
def getLoanParameters(datastore):
|
||||||
|
# read in the loan profile information
|
||||||
|
loan = datastore['parameters']
|
||||||
|
|
||||||
|
annual_rate = Decimal(loan['interest_rate']) / 100
|
||||||
|
daily_interest_rate = annual_rate / 360
|
||||||
|
principal = Decimal(loan["principal"]).quantize(Decimal("1.00"))
|
||||||
|
periods_per_year = Decimal(loan["periods_per_year"])
|
||||||
|
total_periods = Decimal(loan["periods"])
|
||||||
|
#payment_day_of_month = int(loan['payment_day_of_month'])
|
||||||
|
|
||||||
|
if "monthly_payment" in loan:
|
||||||
|
monthly_payment = Decimal(loan["monthly_payment"]).quantize(Decimal("1.00"))
|
||||||
|
else:
|
||||||
|
# calculate expected monthly payment
|
||||||
|
periodic_rate = annual_rate / periods_per_year
|
||||||
|
discount_factor = (((1 + periodic_rate) ** total_periods) - 1) / (
|
||||||
|
periodic_rate * ((1 + periodic_rate) ** total_periods))
|
||||||
|
monthly_payment = (principal / discount_factor).quantize(Decimal("1.00"))
|
||||||
|
|
||||||
|
loan['principal'] = principal # standardizes the format
|
||||||
|
loan['annual_rate'] = annual_rate # standardizes the format
|
||||||
|
loan['daily_interest_rate'] = daily_interest_rate
|
||||||
|
loan['rate'] = '' + (annual_rate * 100).__str__() + '%'
|
||||||
|
loan['next_payment_amt'] = 0
|
||||||
|
loan['next_payment_date'] = '12/12/12'
|
||||||
|
loan['total_periods'] = total_periods
|
||||||
|
loan['monthly_payment'] = monthly_payment
|
||||||
|
datastore['parameters'] = loan
|
||||||
|
return loan
|
||||||
|
|
||||||
|
|
||||||
|
def getLender(datastore):
|
||||||
|
return datastore['lender']
|
||||||
|
|
||||||
|
|
||||||
|
def getBorrower(datastore):
|
||||||
|
return datastore['borrower']
|
||||||
|
|
||||||
|
|
||||||
|
def getDatastore(document_id=None):
|
||||||
|
if document_id is None:
|
||||||
|
quit("Invalid document.")
|
||||||
|
|
||||||
|
datastore = database[document_id]
|
||||||
|
return datastore
|
||||||
|
|
||||||
|
|
||||||
|
######
|
||||||
|
# Loan Calculation Functions
|
||||||
|
######
|
||||||
|
def amortizeLoan(loan):
|
||||||
|
# loop over the payments and calculate the actual amortization
|
||||||
|
monthly_payment = loan["parameters"]["monthly_payment"]
|
||||||
|
|
||||||
|
actual_payments = loan["datastore"]["payments"]
|
||||||
|
|
||||||
|
remaining_principal = loan["parameters"]["principal"]
|
||||||
|
payment_day_of_month = int(loan["parameters"]["payment_day_of_month"])
|
||||||
|
daily_interest_rate = loan["parameters"]["daily_interest_rate"]
|
||||||
|
total_periods = loan["parameters"]["total_periods"]
|
||||||
|
interest_paid_through_date = datetime.strptime(loan["parameters"]["start_interest_date"], "%Y-%m-%d").date()
|
||||||
|
next_payment_date = datetime.strptime(loan["parameters"]["first_payment_month"], '%Y-%m-%d').date()
|
||||||
|
next_bill_date = date(year=next_payment_date.year, month=next_payment_date.month, day=payment_day_of_month)
|
||||||
|
|
||||||
|
payment_number = 1
|
||||||
|
annual_interest = 0
|
||||||
|
total_interest = 0
|
||||||
|
#old_bill_date = next_bill_date
|
||||||
|
#current_year = next_bill_date.year
|
||||||
|
|
||||||
|
past_payments = []
|
||||||
|
future_payments = []
|
||||||
|
|
||||||
|
for payment in actual_payments:
|
||||||
|
payment_date = datetime.strptime((payment[0]), '%Y-%m-%d').date()
|
||||||
|
payment_amount = Decimal(payment[1]).quantize(Decimal("1.00"))
|
||||||
|
days_since_last_payment = (payment_date - interest_paid_through_date).days
|
||||||
|
if len(payment) > 2:
|
||||||
|
late_fee = Decimal(payment[2]).quantize(Decimal("1.00"))
|
||||||
|
else:
|
||||||
|
late_fee = Decimal("0.00")
|
||||||
|
|
||||||
|
# check for out of order payments, generally a sign of a data entry problem, especially years
|
||||||
|
if days_since_last_payment < 0:
|
||||||
|
print(
|
||||||
|
"Payment Number %s appears out of order. The payment date '%s' is before the previous payment on '%s'."
|
||||||
|
% (payment_number, payment_date, interest_paid_through_date))
|
||||||
|
quit()
|
||||||
|
|
||||||
|
new_daily_interest = (remaining_principal * daily_interest_rate).quantize(Decimal("0.00"))
|
||||||
|
new_interest = (days_since_last_payment * new_daily_interest).quantize(Decimal("0.00"))
|
||||||
|
new_principal = payment_amount - new_interest - late_fee
|
||||||
|
interest_paid_through_date = payment_date
|
||||||
|
total_interest = total_interest + new_interest
|
||||||
|
annual_interest = annual_interest + new_interest
|
||||||
|
remaining_principal = remaining_principal - new_principal
|
||||||
|
|
||||||
|
# create the payment record for the template to render
|
||||||
|
payment_record = {}
|
||||||
|
payment_record['year'] = next_bill_date.year
|
||||||
|
payment_record['month'] = next_bill_date.month
|
||||||
|
payment_record['payment_number'] = payment_number
|
||||||
|
payment_record['bill_date'] = next_bill_date
|
||||||
|
payment_record['payment_date'] = payment_date
|
||||||
|
payment_record['days_of_interest'] = days_since_last_payment
|
||||||
|
payment_record['daily_interest'] = new_daily_interest
|
||||||
|
payment_record['payment_amount'] = payment_amount
|
||||||
|
payment_record['principal_payment'] = payment_amount - new_interest - late_fee
|
||||||
|
payment_record['interest_payment'] = new_interest
|
||||||
|
payment_record['new_balance'] = remaining_principal
|
||||||
|
payment_record['interest_to_date'] = total_interest
|
||||||
|
payment_record['annual_interest_to_date'] = annual_interest
|
||||||
|
payment_record['late_fee'] = late_fee
|
||||||
|
payment_record['payee'] = loan["lender"]["name"]
|
||||||
|
payment_record['payment_account'] = loan["accounting"]["payment_account"]
|
||||||
|
payment_record['loan_account'] = loan["accounting"]["loan_account"]
|
||||||
|
payment_record['interest_account'] = loan["accounting"]["interest_account"]
|
||||||
|
payment_record['late_fee_account'] = "Expenses:Interest:LateFees"
|
||||||
|
past_payments.append(payment_record)
|
||||||
|
|
||||||
|
payment_number = payment_number + 1
|
||||||
|
|
||||||
|
#check for the extra payment flag, if its there, don't advance the next payment date
|
||||||
|
if len(payment) > 3 and payment[3] == "extra":
|
||||||
|
print("Extra payment flag: " + payment[3])
|
||||||
|
#this is an extra payment don't advance the date
|
||||||
|
else:
|
||||||
|
old_bill_date = next_bill_date
|
||||||
|
|
||||||
|
if old_bill_date.month < 12:
|
||||||
|
next_bill_date = date(year=old_bill_date.year, month=old_bill_date.month + 1, day=payment_day_of_month)
|
||||||
|
else:
|
||||||
|
annual_interest = Decimal("0.00")
|
||||||
|
next_bill_date = date(year=old_bill_date.year + 1, month=1, day=payment_day_of_month)
|
||||||
|
|
||||||
|
loan["parameters"]["next_due_date"] = next_bill_date
|
||||||
|
|
||||||
|
loan["total_interest_paid_to_date"] = total_interest
|
||||||
|
|
||||||
|
if remaining_principal < monthly_payment:
|
||||||
|
loan["parameters"]["next_payment_amt"] = remaining_principal
|
||||||
|
else:
|
||||||
|
loan["parameters"]["next_payment_amt"] = monthly_payment
|
||||||
|
|
||||||
|
loan["current_balance"] = remaining_principal
|
||||||
|
loan["current_daily_interest_accrual"] = (remaining_principal * daily_interest_rate).quantize(Decimal("0.00"))
|
||||||
|
|
||||||
|
# loop over remaining scheduled payments and present estimated amortization
|
||||||
|
while (payment_number <= total_periods) and (remaining_principal > 0):
|
||||||
|
days_since_last_payment = (next_bill_date - interest_paid_through_date).days
|
||||||
|
new_daily_interest = (remaining_principal * daily_interest_rate).quantize(Decimal("0.00"))
|
||||||
|
new_interest = (days_since_last_payment * remaining_principal * daily_interest_rate).quantize(Decimal("0.00"))
|
||||||
|
|
||||||
|
# make sure the last payment isn't too much
|
||||||
|
if new_interest + remaining_principal < monthly_payment:
|
||||||
|
monthly_payment = new_interest + remaining_principal
|
||||||
|
|
||||||
|
new_principal = monthly_payment - new_interest
|
||||||
|
|
||||||
|
remaining_principal = remaining_principal - new_principal
|
||||||
|
|
||||||
|
interest_paid_through_date = next_bill_date
|
||||||
|
|
||||||
|
# complete the future payment amortization record
|
||||||
|
future_payment_record = {}
|
||||||
|
future_payment_record['payment_number'] = payment_number
|
||||||
|
future_payment_record['payment_date'] = next_bill_date
|
||||||
|
future_payment_record['days_of_interest'] = days_since_last_payment
|
||||||
|
future_payment_record['daily_interest'] = new_daily_interest
|
||||||
|
future_payment_record['payment_amount'] = monthly_payment
|
||||||
|
future_payment_record['principal_payment'] = new_principal
|
||||||
|
future_payment_record['interest_payment'] = new_interest
|
||||||
|
future_payment_record['new_balance'] = remaining_principal
|
||||||
|
future_payments.append(future_payment_record)
|
||||||
|
|
||||||
|
payment_number = payment_number + 1
|
||||||
|
old_bill_date = next_bill_date
|
||||||
|
if old_bill_date.month < 12:
|
||||||
|
next_bill_date = date(year=old_bill_date.year, month=old_bill_date.month + 1, day=payment_day_of_month)
|
||||||
|
else:
|
||||||
|
next_bill_date = date(year=old_bill_date.year + 1, month=1, day=payment_day_of_month)
|
||||||
|
|
||||||
|
loan["balloon_payment"] = remaining_principal
|
||||||
|
loan["past_payments"] = past_payments
|
||||||
|
loan["future_payments"] = future_payments
|
||||||
|
return
|
||||||
|
|
||||||
|
|
||||||
|
######
|
||||||
|
# Report Generation Functions
|
||||||
|
######
|
||||||
|
|
||||||
|
|
||||||
|
def transformTemplate(template_fileName, loanModel):
|
||||||
|
# template_filename = "statement.text.jinja"
|
||||||
|
# setup jinja for creating the statement
|
||||||
|
template = environment.get_template(template_fileName)
|
||||||
|
|
||||||
|
print(loanModel)
|
||||||
|
report = template.render(model=loanModel)
|
||||||
|
return report
|
||||||
|
|
||||||
|
|
||||||
|
def generateStatementEmail(from_address, to_address, subject, body, pdf, html, txt):
|
||||||
|
msg = MIMEMultipart()
|
||||||
|
msg['Subject'] = subject
|
||||||
|
msg['From'] = from_address
|
||||||
|
msg['To'] = to_address
|
||||||
|
|
||||||
|
msg.attach(MIMEText(body))
|
||||||
|
|
||||||
|
if pdf is not None:
|
||||||
|
part = MIMEBase("application", "octet-stream")
|
||||||
|
part.set_payload(pdf)
|
||||||
|
encoders.encode_base64(part)
|
||||||
|
part.add_header('Content-Disposition', 'attachment; filename="statement.pdf"')
|
||||||
|
msg.attach(part)
|
||||||
|
|
||||||
|
if html is not None:
|
||||||
|
part = MIMEBase("text", "html")
|
||||||
|
part.set_payload(html)
|
||||||
|
encoders.encode_base64(part)
|
||||||
|
part.add_header('Content-Disposition', 'attachment; filename="statement.html"')
|
||||||
|
msg.attach(part)
|
||||||
|
|
||||||
|
if txt is not None:
|
||||||
|
part = MIMEBase("text", "plain")
|
||||||
|
part.set_payload(txt)
|
||||||
|
encoders.encode_base64(part)
|
||||||
|
part.add_header('Content-Disposition', 'attachment; filename="statement.txt"')
|
||||||
|
msg.attach(part)
|
||||||
|
|
||||||
|
return msg
|
||||||
|
|
||||||
|
|
||||||
|
def generatePaymentNotificationEmail(from_address, to_address, subject, html):
|
||||||
|
msg = MIMEMultipart()
|
||||||
|
msg['Subject'] = subject
|
||||||
|
msg['From'] = from_address
|
||||||
|
msg['To'] = to_address
|
||||||
|
|
||||||
|
part = MIMEBase("text", "html")
|
||||||
|
part.set_payload(html)
|
||||||
|
encoders.encode_base64(part)
|
||||||
|
part.add_header('Content-Disposition', 'attachment; filename="notification.html"')
|
||||||
|
msg.attach(part)
|
||||||
|
|
||||||
|
return msg
|
||||||
|
|
||||||
|
|
||||||
|
def sendEmail(msg, from_address, to_address, passwd):
|
||||||
|
try:
|
||||||
|
server = smtplib.SMTP('smtp.gmail.com', 587)
|
||||||
|
server.ehlo()
|
||||||
|
server.starttls()
|
||||||
|
server.login(from_address, passwd)
|
||||||
|
|
||||||
|
server.sendmail(from_address, to_address, msg.as_string())
|
||||||
|
server.close()
|
||||||
|
except:
|
||||||
|
print("Couldn't send email.")
|
||||||
|
|
||||||
|
|
||||||
|
def createPDF(report):
|
||||||
|
# create pdf
|
||||||
|
class PDF(FPDF, HTMLMixin):
|
||||||
|
pass
|
||||||
|
|
||||||
|
pdf = PDF()
|
||||||
|
pdf.set_font(family='Arial', size=12)
|
||||||
|
pdf.add_page()
|
||||||
|
pdf.write_html(report)
|
||||||
|
return pdf.output(dest='S')
|
||||||
|
|
||||||
|
|
||||||
|
def selectTemplate(formatType):
|
||||||
|
if formatType == 'paymentNotification':
|
||||||
|
return 'payment_received_email.html.jinja'
|
||||||
|
|
||||||
|
if formatType == 'html':
|
||||||
|
return 'statement.html.jinja'
|
||||||
|
|
||||||
|
if formatType == 'pdf':
|
||||||
|
return 'statement.pdf.jinja'
|
||||||
|
|
||||||
|
if formatType == 'text':
|
||||||
|
return 'statement.text.jinja'
|
||||||
|
|
||||||
|
return 'statement.html.jinja'
|
||||||
|
|
||||||
|
|
||||||
|
def main():
|
||||||
|
app.debug = True
|
||||||
|
app.run(host='0.0.0.0', port=8000)
|
||||||
|
|
||||||
|
|
||||||
|
if __name__ == '__main__':
|
||||||
|
main()
|
||||||
12
requirements.txt
Normal file
12
requirements.txt
Normal file
@@ -0,0 +1,12 @@
|
|||||||
|
click==8.1.3
|
||||||
|
CouchDB==1.2
|
||||||
|
defusedxml==0.7.1
|
||||||
|
Flask==2.2.2
|
||||||
|
fonttools==4.37.4
|
||||||
|
fpdf2==2.5.7
|
||||||
|
itsdangerous==2.1.2
|
||||||
|
Jinja2==3.1.2
|
||||||
|
MarkupSafe==2.1.1
|
||||||
|
Pillow==9.2.0
|
||||||
|
svg.path==6.2
|
||||||
|
Werkzeug==2.2.2
|
||||||
Reference in New Issue
Block a user