diff --git a/greenfield_mortgage.json b/greenfield_mortgage.json
index 65d2127..c42064f 100644
--- a/greenfield_mortgage.json
+++ b/greenfield_mortgage.json
@@ -39,7 +39,8 @@
    ["2018-09-06", "803.00"],
    ["2018-10-11", "803.00"],
    ["2018-11-13", "803.00"],
-   ["2018-12-13", "803.00"]
+   ["2018-12-13", "803.00"],
+   ["2018-01-11", "803.00"]
  ],
 "borrower": {
   "name": "Bear Houses, LLC",
diff --git a/mortgage_template.py b/mortgage_template.py
index df1cb4b..69459c2 100644
--- a/mortgage_template.py
+++ b/mortgage_template.py
@@ -123,6 +123,8 @@ def amortizeLoan(loan):
 
         # create the payment record for the template to render
         payment_record = {}
+        payment_record['year']=next_bill_date.year
+        payment_record['month']=next_bill_date.month
         payment_record['payment_number'] = payment_number
         payment_record['bill_date'] = next_bill_date
         payment_record['payment_date'] = payment_date
@@ -276,11 +278,11 @@ def main():
     # at closing.  The first payment will incur interest from one month before the bill is due.
 
     # read in the file
-    # filename = "./10Kloan.txt"
-    #filename = "./10Kloan.json"
+    filename = "./testloan.json"
+    # filename = "./10Kloan.json"
     # filename = "./dadmortgage.json"
     # filename = "./brendamortgage.json"
-    filename = "./greenfield_mortgage.json"
+    #filename = "./greenfield_mortgage.json"
     template_filename = "statement.pdf.jinja"
 
     loan = loadLoanInformation(filename)
diff --git a/statement.pdf.jinja b/statement.pdf.jinja
index 1e2370c..288e119 100644
--- a/statement.pdf.jinja
+++ b/statement.pdf.jinja
@@ -43,13 +43,13 @@
     <td align='right'> {{ "$%.2f"|format(item.interest_payment) }} </td>
     <td align='right'> {{ "$%.2f"|format(item.new_balance) }} </td>
 </tr>
-    {% if item.print_interest_total %}
-<tr><td colspan='8'"> {{ item.interest_total_message }} </td></tr>
+    {% if item.month == '12' or loop.last %}
+<tr><td colspan='8'"> Total interest paid in {{item.year}} is {{ "$%.2f"|format(item.annual_interest_to_date) }}.</td></tr>
     {% endif %}
 {% endfor %}
+<tr><td colspan='8'"> Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.</td></tr>
 </tbody>
 </table>
-<p>Total interest paid to date is {{ "$%.2f"|format(model.total_interest_paid_to_date) }}.</p>
 <p/> <p/>
 
 <p class='section_header'><font face='arial' size='14'>Remaining Amortization</font></p>